Big Medicare Changes for 2026: What You Need to Know About Insulin, Vaccines, and the New Payment Plan
1. Vaccines Will Be Free—Even Out of Network Starting in [mpf name="current_year"], Medicare Part D plans must cover all CDC-recommended adult vaccines with zero cost sharing. That means no copay, no deductible, and no out-of-pocket cost—even if you get the vaccine at a pharmacy or provider that’s out of network. This includes vaccines like: - Shingles (Shingrix) - Tetanus and whooping cough (Tdap) - RSV - Hepatitis A & B - Pneumococcal - And others…
