Save Money on Your Supplement Plan K
If you are currently enrolled in a Plan K Supplement Plan in New York, you might have noticed the annual premium increase continuing to rise every year.
We are proud to offer a Supplemental Plan that will save you money each year while still maintaining the great coverage you rely on.
G+ High Deductible Plan From Globe Life
The High Deductible G+ Plan, is a great option for anyone currently enrolled in a Supplement Plan K. The G+ Plan has the same exact coverage as the Plan K (same doctors, same coverage, same flexibility) but it limits the maximum out of pocket by close to $4,000 per year.
Coverage Comparison
As mentioned, the coverage for both plans is exactly the same.
Because Medicare is still your primary insurance with both plans, you enjoy all of the same benefits.
- ✅ Both plans work anywhere Medicare is accepted
- ✅ Medicare remains primary- both follow Medicare billing
- ✅ No networks, full freedom nationwide
- ✅ Full flexibility to switch any time in NY- no underwriting, no health questions, no delays
Cost Comparison:
| Plan Name | Annual Premiums |
Minimum Deductible |
Minimum Annual Spend |
Maximum Annual Spend |
|---|---|---|---|---|
| UHC | $1,365 | $283 | $1,648 | $8,000 |
| G+ Globe Life | $1,092 | $283 | $1,375 | $4,042 |
How Plan K Works
For 2026, Plan K does not have a separate deductible, but you must first meet the Original Medicare Part B deductible of $283. After that, you pay 50 % of the cost for most services until you reach the annual out-of-pocket limit of $8,000.
Once that $8,000 limit is reached, Plan K pays 100 % of all remaining Medicare-approved expenses for the rest of the year.
How Plan G+ Works
By comparison, Globe Life G+ has a $2,950 annual deductible, after which it pays 100 % of all Medicare-approved expenses.
Medicare always pays 80 % of the negotiated amount for covered services, and you pay the remaining 20 % until you meet that $2,950 deductible. Once the deductible is met, G+ pays 100% of all remaining Medicare-approved expenses for the rest of the year.
The Bottom Line
Most clients on Plan K are better positioned on Globe Life G+. With Lower monthly costs, lower maximum risk and the same freedom of care there really is no downside.
